Prospect Financial Services LLC - Melville, NY

Introduction

Prospect Financial Services LLC, situated at Suite CL-43, 445 Broadhollow Road, Melville, NY 11747, is a distinguished financial planning firm that has been serving the Long Island community for several years. With a commitment to personalized service and comprehensive financial strategies, Prospect Financial Services has built a reputation for excellence in the financial industry.

Main Services

• Financial Planning: At the core of Prospect Financial Services' offerings is their comprehensive financial planning service. This holistic approach involves assessing clients' financial situations, setting clear goals, and developing tailored strategies to help them achieve financial independence and security. Services include retirement planning, investment management, tax planning, and estate planning.
• Retirement Planning: The firm specializes in helping clients plan for a secure and comfortable retirement. Services range from 401(k) rollover strategies and pension optimization to Social Security maximization and retirement income planning.
• Investment Management: Prospect Financial Services offers robust investment management services, designed to help clients grow and preserve their wealth. The firm employs a rigorous investment process that combines quantitative and qualitative analysis to select investments that align with clients' risk tolerance and financial objectives.
• Tax Planning: The firm provides strategic tax planning services to help clients minimize their tax liabilities and optimize their financial outcomes. Services include tax-efficient investing, charitable giving strategies, and multi-generational tax planning.
• Estate Planning: Prospect Financial Services assists clients in creating effective estate plans that protect their assets, provide for their loved ones, and minimize estate taxes. Services include will preparation, trust creation, powers of attorney, and health care directives.

Location and Access

Prospect Financial Services LLC is located in the heart of Melville, a bustling business district on Long Island's Nassau County. The office is easily accessible, with several transportation options available.

• By Car: The office is conveniently situated just off the Long Island Expressway (I-495), with easy access via Exit 49. There is ample parking available on-site, including wheelchair-accessible spaces.
• By Public Transportation: The office is approximately a 10-minute walk from the Melville Long Island Rail Road (LIRR) station, which provides service to and from Penn Station in Manhattan. Several bus routes also serve the area, with stops nearby.

Featured Characteristics

Prospect Financial Services LLC stands out from its competitors due to several unique features that set it apart.

• Personalized Service: The firm prides itself on providing personalized, one-on-one service to each of its clients. They take the time to understand each client's unique financial situation and goals before developing a customized plan tailored to their needs.
• Fiduciary Duty: As a fiduciary, Prospect Financial Services is legally obligated to act in the best interests of its clients at all times. This commitment to ethical and transparent practices ensures that clients' financial well-being is the firm's top priority.
• Fee-Based Compensation: Unlike many financial advisors who earn commissions from the sale of specific products, Prospect Financial Services operates on a fee-based compensation structure. This allows the firm to provide unbiased, independent advice without conflicts of interest.
• Community Involvement: The firm is deeply committed to serving the Long Island community, both through its financial services and its involvement in local charitable organizations. Prospect Financial Services actively sponsors and participates in local events and initiatives, demonstrating its dedication to making a positive impact.

Practical Information

For those planning to visit Prospect Financial Services LLC, the following practical information may be helpful.

• Business Hours: The office is open Monday through Friday, from 9:00 AM to 5:00 PM. However, the firm encourages clients to schedule appointments in advance to ensure that a financial advisor is available to meet with them.
• Appointments: To schedule an appointment, clients can call the office at 631-424-5218 or use the online contact form on the firm's website (profinserv.net).
• Accessibility: The office is fully wheelchair-accessible, with a designated parking space, a wheelchair-accessible entrance, and a wheelchair-accessible toilet on-site. Restrooms are also available for general use.

Opinions and Average Opinion

As of the time of writing, Prospect Financial Services LLC has no reviews on Google My Business. While this may indicate that the firm is relatively new or has not yet established a significant online presence, it is essential to note that the lack of reviews should not be interpreted as a reflection of the quality of service provided. Those who have worked with the firm may wish to share their experiences online to help others make informed decisions about their financial planning needs.

Given the absence of reviews, an average opinion score cannot be calculated at this time. However, the firm's commitment to personalized service, ethical practices, and community involvement suggests that clients may find value in the services offered by Prospect Financial Services LLC. Those interested in learning more about the firm are encouraged to schedule a consultation to discuss their unique financial situations and goals.