Innovative Retirement Solutions, PLLC - Scottsdale, Arizona

Denise Frohm

I highly recommend Raymond Singh as a financial advisor. I have been with Raymond over 20 years! (that pretty much sums up everything you would want to work with a financial advisor!)
I met Raymond during a very difficult time in my life – I was recently widowed. I was scared and not very knowledgeable about finances. Raymond spent time with me to explain every step and what I needed to do to prepare for retirement. He made me feel at ease and was always available for any concerns or questions that I had. I never had a doubt that Raymond was looking out for my financial growth and stability. Well, here we are today, I have retired and can’t thank Raymond enough for successfully guiding me into this chapter in my life! Trust me, if you are considering Raymond Singh for your financial advisor – don’t hesitate!

Mary OReilly

"I highly recommend Raymond Singh as a financial advisor. He manages my retirement fund and has developed a strategy to optimize building my wealth. Before working with Raymond, I had little experience and relied solely on my employer-supported 401k provider for information. But working with him over the last few years, he has helped me put in place a solid strategy that includes periodic reviews and updates to ensure that I am investing wisely for my future. Raymond has helped me make important decisions about buying a house, finding a good long-term care policy, and how to structure my 401k. He is extremely knowledgeable and has gone above and beyond a standard financial advisor by looking at all aspects of my financial health and putting me in contact with others such as a CPA, lawyer, and insurance broker when needed. What sets Raymond apart is that he is an independent broker and can provide me with the best solutions available, not just specific company funds. Raymond is very responsive and client-focused, I never have to ask him twice. Overall, I am very satisfied with Raymond's services and would highly recommend him to anyone looking for a financial advisor."

Patricia Downs

My husband and I have been associated with Raymond Singh since 2005.
He introduced and set up a 401k for our small business, approximately 30 employees.
In 2016 he and his associates which included a lawyer, a commercial Realtor and an accountant helped us to sell our business and commercial building, in preparation for our retirement.
His knowledge and experience have been invaluable to us.
We trust and feel confident that Raymond has led us in the right direction and would highly recommend him.

Veronika Fontaine

Raymond Singh has helped me with my Investments throughout the years, he is extremely thorough in his explanations and recommendations of my investments. Raymond understands my needs and my goals and is able to find the best solutions for me. Raymond is always available to answer any questions I might have. I am extremely satisfied with his recommendations, his service and professionalism. I highly recommend Mr. Singh as a financial advisor.

Bob Burns

Thank you, RAYMOND SINGH!

Here are my 5 Stars for Raymond

My wife and I are in our early 80s (full retirement at 82) and we are transitioning into full retirement and attempting to enjoy the fruits of our labor’s. thanks to Raymond Singh we have the resources to activate that plan.

After many years of burning the candle at both ends, and putting aside a bit at a time over those years, we had built a comfortable savings, a Savings, with the typical minuscule interest payments. fortunately, at a time long past due I searched out Raymond for advice and guidance.

Raymond recommended investments with risk levels that were appropriate for us and the activities that we were involved in at the time frame we were in . He monitored those investments and recommended changes along the way to ensure that we received the maximum return on our investments.

He has been and continues to be available on a moments notice for questions and advice at a level many might not expect and we appreciate very much.

larry kephart

I met Raymond several years ago while golfing. I told him I was not happy with my planner at Merrill Lynch and we talked for a bit. I sat down with Raymond and he explained possibilities with my investments. Since I only heard from my previous planner once a year at commission time I wanted something new. He offered me some diversity including some fixed rate annuities and some other investment offerings. I gave it a try and have been extremely happy with his support and advice. We talk almost monthly, he keeps me posted on my accounts and even evaluated which low performer I should be taking my MRD withdrawals from. I can attest to my confidence since I have both my grown daughters working with Raymond at this time. I cannot say enough good things about him and his professionalism.

John Zoller

During the recent financial crisis, I am certain that most people find it difficult if not impossible to recommend any financial advisor. I would therefore buck this trend and highly recommend our advisor, Mr. Raymond Singh. He has managed my retirement for two years. Mr. Singh has done a most commendable job of mitigating our losses during this difficult financial downturn. We have total confidence that he concentrates his efforts on maximizing our financial gains. He liberally communicates with us to make sure that we understand his advise and his recommended decisions. He has certainly exceeded our expectations for a person in his role and has definitely surpassed the accomplishments of our previous advisors. I enthusiastically recommend Mr. Singh.

Kellie Realmuto

Raymond has been a part of my financial life since I even knew I had an investment in my name as a child. Since then, as I grew up and started thinking about savings and retirement, Raymond and I have collaborated through career changes, interstate moves, and more to try and secure a nest for myself. His communication is prompt and thorough, and I feel a personal level of customer service that doesn’t seem to exist anymore in this big, bad world. Thanks Raymond for all that you do.